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  • ( ) GMAC Unit Poses Challenge to Cerberus

    Pressure is mounting on Cerberus Capital Management LP and General Motors Corp. to prod GMAC Financial Services into fixing its ailing mortgage unit, as the credit-market shakeout ripples beyond the lending industry.

    The troubles concern GMAC's Residential Capital LLC, once a big source of profit but now burdened with a portfolio of loans rapidly declining in value. That has put the unit, known as ResCap, in danger of violating terms of loan agreements, triggering concerns that its lenders will demand immediate payment or force the unit into bankruptcy protection if GMAC or its owners don't step in with an equity ...

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  • ( ) Quapaw Tribe official pledges cooperation

    COLUMBUS, Kan. — An official with the Quapaw Tribe of Oklahoma on Monday tried to reassure the Cherokee County Commission that the tribe's planned Downstream Casino and Resort will benefit the county. Quapaw Tribe official pledges cooperation By Roger McKinney

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  • ( ) Gary K. King, Democrat

    The AG may have authority to address some payday and title loan issues through the Unfair Trade Practices Act, but I do not believe the authority is sufficient to adequately address abuses of the system. I am proposing a two-pronged approach to dealing with predatory lending practices in New Mexico.

    First, we must have legislation that regulates unfair lending practices, by controlling interest rates and limiting the "renewal" practices that lead to loss of a home or car as a result of borrowing a small amount of money initially.

    I believe we also need to address the issue of lack of access to capital in underserved rural and/or minority communities. We must develop a "micro-loan" program to assure that all of our citizens have access to needed credit.

    Both candidates say they are tough on crime. More>>

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